.policy-body{min-height:100vh}.policy-site-header{position:sticky;top:0;z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fbf5eae6;border-bottom:1px solid rgba(167,124,53,.14)}.policy-header-inner{max-width:1280px;margin:0 auto;padding:14px 24px;gap:24px}.policy-logo{display:inline-flex;align-items:center}.policy-header-copy{display:flex;flex-direction:column;gap:4px;min-width:0}.policy-header-kicker{font-size:.73rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--primary-dark)}.policy-header-phone{flex-shrink:0}.policy-page{max-width:1280px;margin:0 auto;padding:48px 24px 88px}.policy-hero{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(300px,.9fr);gap:28px;align-items:stretch;margin-bottom:36px}.policy-hero-copy,.policy-summary-card,.policy-nav-card,.policy-article{border:1px solid rgba(167,124,53,.14);background:linear-gradient(180deg,#fffdf8fa,#fff9f0fa);box-shadow:0 18px 44px #4e321314}.policy-hero-copy{border-radius:28px;padding:42px;position:relative;overflow:hidden}.policy-hero-copy:after{content:"";position:absolute;inset:auto -70px -90px auto;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,#d59a383d,#d59a3800);pointer-events:none}.policy-hero h1{max-width:12ch;font-family:var(--font-display);font-size:clamp(2.5rem,4.6vw,4.25rem);line-height:.95;letter-spacing:-.03em;color:var(--dark);margin-top:12px}.policy-lead{max-width:56ch;margin-top:18px;font-size:1.05rem;color:var(--text)}.policy-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.policy-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 20px;border-radius:999px;font-size:.92rem;font-weight:600;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease}.policy-btn:hover{transform:translateY(-1px)}.policy-btn--primary{background:var(--primary);color:var(--dark);box-shadow:0 10px 24px #a96a1d2e}.policy-btn--primary:hover{background:var(--primary-dark);color:#fff}.policy-btn--ghost{border:1px solid rgba(167,124,53,.25);background:#ffffff9e;color:var(--forest)}.policy-btn--ghost:hover{background:var(--primary-light)}.policy-summary-card{border-radius:24px;padding:28px;display:flex;flex-direction:column;gap:18px}.policy-summary-label,.policy-nav-title{font-size:.76rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--primary-dark)}.policy-summary-list{list-style:none;display:grid;gap:12px}.policy-summary-list li{position:relative;padding-left:18px;color:var(--text)}.policy-summary-list li:before{content:"";position:absolute;left:0;top:.62rem;width:7px;height:7px;border-radius:50%;background:var(--primary)}.policy-summary-list a,.policy-contact-card a,.policy-section a{color:var(--primary-dark)}.policy-summary-meta{padding-top:18px;border-top:1px solid rgba(167,124,53,.16);display:flex;justify-content:space-between;gap:16px;align-items:center;font-size:.9rem;color:var(--muted)}.policy-summary-meta strong{color:var(--dark);font-size:1rem}.policy-layout{display:grid;grid-template-columns:minmax(220px,.54fr) minmax(0,1fr);gap:28px;align-items:start}.policy-nav{position:sticky;top:110px}.policy-nav-card{border-radius:22px;padding:22px;display:grid;gap:12px}.policy-nav-card a{color:var(--forest);font-size:.95rem;transition:color .18s ease,transform .18s ease}.policy-nav-card a:hover{color:var(--primary-dark);transform:translate(2px)}.policy-article{border-radius:28px;padding:34px}.policy-meta-bar{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:24px}.policy-meta-bar span{display:inline-flex;align-items:center;padding:8px 12px;border-radius:999px;background:#d59a381a;color:var(--forest);font-size:.84rem}.policy-section+.policy-section{margin-top:30px;padding-top:30px;border-top:1px solid rgba(167,124,53,.14)}.policy-section h2{font-family:var(--font-display);font-size:clamp(1.85rem,2vw,2.25rem);line-height:1.02;color:var(--dark);margin-bottom:12px}.policy-section p,.policy-section li{font-size:1rem;line-height:1.75;color:var(--text)}.policy-section ul{margin:14px 0 0 20px;display:grid;gap:8px}.policy-contact-card{margin-top:16px;padding:18px 20px;border-radius:18px;background:#fff8e8eb;border:1px solid rgba(167,124,53,.14);display:grid;gap:6px}.policy-contact-card strong{color:var(--dark)}.footer-col a[aria-current=page]{color:#fff}.footer-bottom .footer-credit{width:100%;margin-top:4px;font-size:11px;letter-spacing:.04em;color:#ffffff85;text-align:right}@media(max-width:1080px){.policy-hero,.policy-layout{grid-template-columns:1fr}.policy-nav{position:static}.policy-nav-card{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:820px){.policy-header-inner{flex-direction:column;align-items:flex-start}.policy-header-copy{width:100%}.policy-header-phone{align-self:flex-start}.policy-hero-copy,.policy-summary-card,.policy-article{padding:26px 22px}.footer-bottom .footer-credit{text-align:left}}@media(max-width:640px){.policy-page{padding:28px 16px 72px}.policy-hero h1{max-width:none;font-size:clamp(2.15rem,12vw,3rem)}.policy-nav-card{grid-template-columns:1fr}.policy-meta-bar,.policy-summary-meta{flex-direction:column;align-items:flex-start}}